Choosing a Guardian for Your Children

Having children is both exciting and daunting. And if you are like me, you often wonder, who would raise them if something were to happen to me? Well, if you have children, you should seriously consider choosing a personal guardian -- someone to raise them in the event you can't.

While your children are young, consider some simple arrangements now that will allay some of your fears, knowing that if you can't raise your kids, you have someone to take care of them.

Naming a Personal Guardian
Name one personal guardian (and one alternate, in the event that your first choice is unable to serve) for your children. Legally, you may name more than one guardian, but it's generally not a good idea because should the co guardians disagree and cannot resolve their differences as to raising your kids. There are instances, however, where two people can care for your child. For instance, you could name a stable couple who would act as co parents. Place both names in your
Will, so that they each have the legal power to make important decisions on behalf of your child.

When choosing a guardian, think about the following:
-Is the prospective guardian mature and of age? (You must choose an adult -- 18 years old in most states.)
-Does the guardian sincerely care about your children?
-Does he or she have other children to care for?
-Does the guardian have any health concerns that would make it difficult for him or her to care for your children?
-Does the guardian have similar moral beliefs?
-Consider where your Guardian resides. Would your children have to move out of the state or country?
-Would you have enough financial assets to raise the children? If not, would your guardian be able to afford raising them?

Take your time to discuss your concerns with the prospective guardian. One or more of them may not be willing or able to accept the responsibility, or their actions and feelings about being the guardian may help you decide.